Tag Archives: Entrepreneurs

Part 2 of “The Secrets of Managing Your Time: from the Experts!”

wow1I knew this was an important topic for all Entrepreneurs and those that dream of being one, but was overwhelmed with the response to the advice shared last week from the talent found at “Simply” Sue Speaks! Global Booking Agency!  Glad to hear we are sharing solutions to this issue of having enough time to do it all!

Did you know Americans work more hours than any other country in the world?  Is having your own business the answer to being able to choose your own hours and be your own boss? Looks like there is still an issue on how one has the time to accomplish everything!  Our experts are ready to share some more valuable tips that can possibly change your life forever!

Alfred Poor, Speaker, Best-seller Author and Technology Expert shares how he manages his day so that he has time to accomplish all he needs to do!  “I break my day into 90 minute segments with a 15 minute intervals between. That gives me times of head-down concentration, with breaks to make phone calls, answer emails, and post on social media. I also provide time for planning at the start and end of each day so that I can keep an eye on the big picture, as well as on the deadlines that might be looming around the corner. I also have a note posted on my desk that asks: “What do I want to accomplish TODAY?”

Alfred, a graduate of Harvard and sought after speaker on college campuses and technology events, is a full-time professional speaker and author with an international reputation. He is the author or co-author of more than a dozen books, as well as thousands of articles in print and on-line. He brings energy and humor to his highly-interactive presentations. Traveling from Pennsylvania, looks like Alfred’s advice is working in his professional and personal life.

Coming from across the country from where I am located is Julie Austin, speaker, award-winning author, inventor, and innovator. Julie is from the fast-paced lifestyle of Los Angeles, and shares: “My one tip on time management would be to make out a to-do list the night before. That way you can hit the ground running first thing in the morning! I do anything that requires ‘heavy brain focus’ first thing in the morning, make all calls before 5, and do anything, like shopping or cleaning after hours when you don’t really need ‘peak’ brain performance!”

Julie believes “how you beat your competition is through innovation.” As an inventor/innovator who “turned, $5.00 and a lump of clay into an International, NASDAQ winning product, “SWIGGIES-the Wrist Water Bottle by Hydrosport,” Julie appears all over the country sharing the techniques she learned as a former gatekeeper of an International Academy Award-winning production company, commercial actor and TV host. She is featured in the books “Patently Female” and “Girls Think of Everything,” and has a best-seller “The Money Garden” available now.  “Why hire Julie?  If you don’t your competition will!”

Heading back to North Carolina on our time with the experts today, we find PJ Sawvel, award-winning communicator with a passion for helping people turn their words into vehicles that drive profits, productivity, and professional development. She shares: “I begin my day by asking two simple questions. What’s one thing I can do today to move my business forward?  What’s one thing I can do today to move my family relationships forward? Then I make sure I do those two things! Additionally, I schedule my physical exercise and spiritual meditation at the top of every day because that’s the way I take care of me! When these three things are taken care of–God, family, and business–then the rest takes care of itself!”

PJ Sawvel as a former top producer in real estate, insurance, and the brokerage markets–is an accomplished face-to-face communicator. In the mid-1990’s, she changed lanes and became an award-winning investigative reporter, founding president of a grassroots non-profit, and now author of the 2014 Global E-Books Gold Media winner, Under the Influence: The Town That Listened to Its Kids. These roles have given her the rare insider’s view of the connections that exist between intentions, words, and the target audience–and the subsequent results. She is a sought after keynote speaker, and workshop and breakout session presenter.

We have one more tip that is sure to let us see what taking care of our time now can do for our future!

Rachael Wonderlin is a nationally recognized expert in the Dementia Care field. For as long as Rachael can remember she has wanted to care for aging adults. Even though Dementia in some form affects 1 in every 3 seniors,  this can be a very difficult topic to discuss. But not for Rachael! She has a world-wide following on her blog and is a contributor to the Alzheimers Reading Room where she shares all aspects of the aging process and Dementia. With so many challenges in her work life, and personal life for her time, Rachael shares: “I am an A Type personality, so I enjoy being busy. I am into old-fashioned-to-do-lists. My work items items I keep in a special notebook, and my personal to-do list I have on my phone. Keeping them separate really helps!”

Rachael is a former child film actress, and although she loved acting in commercials, video, and film, she wanted to focus on her education and the calling she had early in life of caring for aging adults. While in college she did not give up her passion for performance. She comes alive in front of an audience, and now with the topic of Dementia as her platform, she is able to speak and educate her audiences in a fun, comical, and engaging way. Rachael has a new book coming out soon from  John Hopkins Press:  What to Remember When They Forget.

With the varied lifestyles, careers, and personal abilities we all have, time is very valuable and precious to each of us! One of our other speakers, Carol Andrews recently shared this: “Put a premium on your time. You’ll never get back what you’ve wasted!”

Better prepared to face the issue of time management in your business and personal life?  We would love to hear your comments, and how we can help you and your audiences in the future.

Sue Falcone

Sue Falcone

It’s Freelance Friday with “Dr. Woody” Woodward

Founder of Tough Mudder on Why Teamwork in Office Matters

Mud Run

Sprinting through mud-covered fields, army-crawling under live wires, climbing walls and running past fires all on the same course will test the endurance of any person. And it’s a big business.

While attending the 2013 Annual EY Entrepreneur of the Year Awards in Desert Springs, California I had the opportunity to sit down with Will Dean, founder and CEO of Tough Mudder.

I asked him what spurred the idea of the 12-mile challenges and how his own values and lifestyle play a role in his growing business. Here’s what he had to say:

Woody: What is Tough Mudder?

Dean: Let’s start with what Tough Mudder is not first. What Tough Mudder is not is a race. It’s a challenge you do it with your friends. It’s about teamwork and camaraderie. It’s a 12 mile military style obstacle course with about 20 obstacles spread out over that 12 miles designed to test you physically, mentally, and as a team.

Woody: What is it that inspired you to launch Tough Mudder?

Dean: About six years ago I did a triathlon and this was not a competitive event. There was no prize money and it wasn’t like I was at the front anyway. The zipper jammed on my wet suit and I turned to the guy next to me and I said, ‘hey can you just give this a quick pull?’ He said sorry, I’m kind of in a rush. And then the second guy said the same thing. Then the third guy, he helped me, but what I realized is this is an incredibly solitary pursuit. A lot of endurance events are very much about the individual and one of the things I saw with marathons in particular is when you do a marathon what people ask you is what time do you do it in. For a lot of people that’s not really the metric of success.

What I wanted to do was build an event that was all about team work, camaraderie, having fun, absolutely testing yourself physically and mentally, but at the end of it feeling like you’ve done it as part of a team.

Woody: So what is it about you personally and your personal experience that gave you this desire to facilitate team work and get that out there in the world through Tough Mudder?

Dean: I played a lot of sport growing up in the UK and one of the things that’s emphasized a lot in the UK, and certainly in Brittan, is it’s not just about the winning, it’s being part of a team, it’s taking part in something, something that’s bigger than yourself. I very much wanted to try and find an event that did that and I was looking around for something to train towards and I just didn’t see something out there that really resonated.

I thought I’m probably not the only person to think this way. I probably have friends and there are others out there that like the idea of something that’s about all around fitness, but isn’t about racing all the time because too much of life is one big rat race. Why can’t exercise be fun?

Woody: What are some of the challenges you have faced growing your team?

Dean: I think the key to scale is company culture. Company culture, culture in general, is just how people behave when you are not looking. When you’re walking around, people tend to be real saints. They tend to do exactly what you want when you are looking. The trouble is we are putting on events in 53 fields all around the world. Live events tend to rely on a lot of young people to execute them and so you have to be confident you have people who are actually going to behave the way you want them to in those tough situations when you may have to deal with an injury on a course or when you are dealing with a storm coming through. So it’s about recruiting the right people.

One of the things my co-founder and I always said was we’d never hire anyone that we wouldn’t have dinner with, and that’s something we’ve always been able to hold true to. I think really strong cultures– not only are they about getting the right people in and creating the right behavioral norms–but it’s also making sure the organization itself, when you get someone who doesn’t fit into that organization, rejects that individual. I think we’ve done a very good job of building a culture where people take a lot of personal responsibility. I think in the live event space that’s very, very important. But it’s certainly a challenge to build, grow, and maintain that culture.

Click here to view Dr. Woody’s full live-taped video interview with  Dean

Sebastian's First Birthday PartyMichael “Dr. Woody” Woodward, PhD is a CEC certified executive coach trained in organizational psychology. Dr. Woody is author of The YOU Plan: A 5-step Guide to Taking Charge of Your Career in the New Economand the new on-line course The YOU Plan for Career Change on Udemy. To book Dr. Woody for your next event contact Sue Falcone at sue@simplysuespeaks.com or call 1-888-766-3155.

11 Reasons 2014 Will Be A Breakout Year For Women Entrepreneurs

ReBlogged Post via Forbes.com

FORTUNE Most Powerful Women Summit - Day 2While women in the upper echelons of corporate America are singing the same old  tune, “Still No Progress After Years of No Progress,” female entrepreneurs have something to rejoice about.

The number of $10-million-plus women-owned firms increased by 57% — a growth rate nearly 50% more than $10-million-plus firms overall, according toGrowing Under the Radar: An Exploration of the Achievement of Million-Dollar Women-Owned Firms.

While the number is still small —  nearly 20% of angels in 2012 invested in women-led businesses — the percentage grew more than 40% from the previous year, according to the Center of Venture Research, which studies early-stage equity financing for high-growth ventures. Even venture capitalists have increased their support of women-led companies. It’s still paltry, but the percentage of VC deals going to women-led businesses was 13% in the first half of 2013. That’s nearly a 20% jump over 2012, according to Pitchbook, a venture-capital research firm.

There is room for improvement, but the U.S. ranked #1 among 17 countries on having the conditions that foster high potential female entrepreneurship, according to Gender-Global Entrepreneurship Development Index (GEDI). These conditions include entrepreneurial environment, entrepreneurial eco-system and entrepreneurial aspirations.

Woo hoo for women entrepreneurs! They will lead the way for women in other sectors to shatter their ceilings. Some of the 11 reasons women entrepreneurs will crack glass in 2014 are common to all women and others are unique to entrepreneurs.

1. Women have the right stuff
Women make better leaders than men, according to research conducted by Zenger Folkman. “They build better teams; they’re more liked and respected as managers; they tend to be able to combine intuitive and logical thinking more seamlessly; they’re more aware of the implications of their own and others’ actions;  and they think more accurately about the resources needed to accomplish a given outcome,” said  Jack Zenger and Joseph Folkman in Forbes. Women on the Women Presidents’ Organization (WPO) 50 Fastest Growing Women-Owned/Led Companies in North America know that you have to nurture your staff  in order to sustain rapid growth. That growth doesn’t happen without employees who are willing and able to deliver excellent products and great customer service.

“Two of the traits where women outscored men to the highest degree — taking initiative and driving for results — have long been thought of as particularly male strengths,” Zenger and Folkman continued.

Twenty-first-century leadership skills, such as cooperation, communication, and sharing are more commonly associated with women, according to John Gerzema and Michael D’Antonio, authors ofThe Athena Doctrine: How Women (and the Men Who Think Like Them) Will Rule the Future. Luan Cox, Crowdnetic, is helping pioneer a new industry, crowdfinancing. She’s working with all the players in the industry to provide the data it needs to be transparent and accountable. Cristina Mariani-May, Banfi Vintners, a family winery, credits her success to her ability to build relationships by listening.

2. The proof is in the pudding
Two research reports find that women deliver better company performance.

Two research reports find that women are better money managers.

  • Women-led private technology companies are more capital-efficient, achieving 35% higher return on investment, and, when venture-backed, bringing in 12% higher revenue than male-owned tech companies, according  to Women in Technology: Evolving, Ready to Save the World, research conducted by the Kauffman Foundation.

  • The high-tech companies women build are more capital-efficient than the norm. The average venture-backed company run by a woman had achieved comparable early-year revenues, using an average of one-third less committed capital, according to research conducted by Illuminate Ventures.

3. Diversity improves performance and increases innovation
Organizations that are the most inclusive of women in top management achieve 35% higher return on equity (ROE) and 34% better total return to shareholders versus their peers – and research shows gender diversity to be particularly valuable where innovation is key, according to research conducted by Illuminate Ventures.

It’s not just better performance that diversity delivers. It’s more innovation that better meets the needs of women. It’s not just about girly things like fashion, makeup, and cooking, it’s technology. Women have become the power-users of technologies, such as the internet, mobile, and social media. Think Gina Bianchini who founded Mightybell and Ning, two social networking platforms.

In an interview at FOCUS100 2013, Freada Kapor Klein, partner, Kapor Capital, discussed the importance of diversity to entrepreneurship. “Many people describe entrepreneurs as  scratching their own itch. So the more diverse our entrepreneurs are, the more innovative the kinds of companies they start.” User-entrepreneurs, that is, those who start a company to fill a need they have themselves, represent 11% of all startups and nearly half of the innovative startups founded in the U.S. that survive five years, according toKauffman Foundation research.

Women also approach problem-solving differently than men. They approach it in a holistic and systematic way, according to Larry Keeley, author of Ten Types of Innovation: The Discipline of Building Breakthroughs. He analyzed three decades of innovations, who made them, and how they did it. Women are not looking for simple answers. They create comprehensive solutions, he continued. Cox’s Crowdnetic is an example of this — providing a one-stop resource for data and news about crowdfunded companies as well as the infrastructure for building crowdfunding platforms.

4. Untapped spending power
Women shouldn’t rush out and buy products made by women just because we’re the same sex. However, women understand other women. That insight gives us an edge in developing products that better meet our needs. With 80% of consumer spending controlled by women, and women having considerable  influence on spending categories that are considered the domain of men, such as autos and electronics, that is a whole lot of purchasing power for products and services developed by women.

Deborah Jackson started Plum Alley as a way to connect women consumers with women who make quality goods and provide services. Plum Alley now also helps women find funding and talent to help their businesses succeed. Erica Bell and Katie Finnegan developed Hukkster because they missed getting employee discounts after working at J. Crew. Hukkster sends alerts when the clothing women want goes on sales. Diana Lovett’s Cissé is a line of gourmet baking and hot cocoa mixes that cater to the more socially responsible gender, women. It buys organic cocoa from small-production cocoa growers in the Dominican Republic at a fair price.

5. Women use the power of their portfolios
While the percent of women angel investors is still small — 22% — it jumped 50% from 2011 to 2012, according to the Center for Venture Research. Angel investors are accredited wealthy individuals.

“The women angel-networks themselves are getting the word out about theimportance of women participating in the investment process and are doing a great job at welcoming new women into the investing community,” said Susan Duffy, executive director of the Center for Women’s Leadership, Babson College. Organizations, such as 37 Angels and Pipeline Fellowship are training wealthy women to be angel investors. For those of you who are toying with the idea of becoming an angel investor, here are nine questions to ask yourself before you start.

Women and wealth trends bode well for more women investing in women-led business. Women control more than half of the investment wealth in the U.S., according to Mary Quist-Newins author of Women and Money: Matters of Trust. Additionally:

  • The number of wealthy women in the U.S. is growing twice as fast as the number of wealthy men.

  • Women represent more than 40% of all Americans with gross investable assets above $600,000.

  • 45% of American millionaires are women.

  • 48% of estates worth more than $5 million are controlled by women, compared with 35% controlled by men.

  • 60% of high-net-worth women have earned their own fortunes.

  • Some estimate that by 2030, women will control as much as two-thirds of the nation’s wealth.

It’s not just rich women that can fund women entrepreneurs. There’s a new financing tool – crowdfunding — that allows anybody to invest. It’s a natural fit for women who have become the power users of the internet and social media — two skills that are key to being successful in raising money from the crowd. Crowdfunding uses the power of the internet and social media to raise small amounts of money from lots of people on sites such as Kickstarter, Indiegogo, and Rockethub. Women are already having early success with crowdfunding. Indiegogo is a popular crowdfunding platform. Of its successful campaigns,  42% are run by women. Impressively, women raise more than men both in terms of the number of contributions and the amount. For those of you considering investing via crowdfunding, here are five tips.

6. Men are bullish on women
It’s not just Warren Buffett who is bullish on women. Vivek Wadhwa , academic, writer, and entrepreneur is a vocal critic of the underfunding of women-led companies by Silicon Valley and a supporter of women-led businesses. He is crowd-creating and funding a book about women’s global participation in the innovation economy. Male angel investors, such as Adam Quinton, recognize that the failure of the angel market in general to invest in promising women-led companies provides greater opportunity for him.

Interestingly, men like D’Antonio, Folkman, Gerzema, Keeley, and Zenger weren’t seeking to do research to support the effectiveness of women as leaders and innovators. It’s just where the analysis of their data took them.

7. Women are building a vibrant and layered ecosystem
There are tons of networking groups to choose from. Some are general in focus and have been around for a long time, such as the National Association of Women Business Owners. Others, such as Women 2.0, are focused on specific types of women, such as those starting technology companies. One of the newest to the scene is digitalundivided, which is focused on women of color working in the digital space.

Women Presidents’ Organization (WPO) provides peer advisory groups to support women entrepreneurs. Also known as “mastermind” and “CEO” roundtables, peer advisory groups bring the heads of companies together to problem-solve and brainstorm their day-to-day challenges and opportunities under the guidance of a trained facilitator. “Entrepreneurs learn best from one another rather than academic courses,” said Marsha Firestone, president and founder of WPO.

Most big companies as well as local, state, and federal governments allot a certain percentage of organizational purchases to women-owned companies. The federal government and New York City have lifted caps, which should make it easier for women to get big contracts. If the federal government is a customer, women-owned businesses are 23 times more likely to be million-dollar businesses, according to Women and Minority Small Business Contractors: Divergent Paths to Equal Success. Programs, such as Give Me 5,  help educate women about and provide access to government contract opportunities. The Women’s Business Enterprise National Council (WBENC) provides the most widely recognized certification in the U.S. It verifies that companies are at least 51% owned by a women via 14 regional partner organizations. One of its partners, Women Presidents’ Educational Organization, saw 221% growth in contracts in 2013.

There are organizations that provide leadership training, access to capital, and connections to accelerate the growth of women-led companies. During the past decade or so, organizations such as Astia and Springboard Enterprises have helped women-led businesses become more scalable and attract investment. Astia-aided companies have a 60%-plus fundraising success rate within one year of joining and have raised $1 billion. Springboard’s companies have an 83% fundraising success rate and have raised $6.2 billion. Recently Babson announced the Women Innovating Now (WIN) Lab, which is a year-long residency program for women students at Babson College. The program accelerates the entrepreneurial path from ideation to prototype.

The number of women-led angel funds, such as Belle Capital, Golden Seeds, and Texas Women’s Fund, has increased, according to Kay Koplovitz, chairman,  Springboard Enterprises and founder, USA Networks. “Angels are getting organized around specific sectors, too, and improving their due-diligence process.” Illuminate Ventures is dedicated to supporting female entrepreneurs and recently closed a $20 million fund targeting cloud and mobile software startups.

“We need to continue to build out the ecosystem so that women are an active part of the funding cycle. We still have a long way to go,” said Peggy Wallace, managing director, Golden Seeds. “Female entrepreneurs still do not fit the typical profile of a young, tech male. Investors need to be open to diversity of ideas, age, geography. We need a more open environment.”

8. Women are shedding their cloak of invisibility
Last year was the first time that two American-born non-celebrity entrepreneurs — Sara Blakely and Tory Burch — made the 2013 FORBES World’s Most Powerful Women list. One of the selection criteria is media presence. Pretty impressive when you consider they’re competing with the likes of Hillary Clinton, Oprah and Sheryl Sandberg.

The  Fortune’s 50 Most Powerful Women are proactively seeking visibility, according to a study by Weber Shandwick. It is not just these women who recognize the importance of  public speaking and awards as essential to telling their company’s story. Women entrepreneurs, such as Liz Elting of TransPerfect, Janine Popick of VerticalResponse, and Nina Vaca of Pinnacle also used awards and honors to build the credibility and reputation of their companies.

Denise Brosseau, author of  Ready to be a Thought Leader? How to Increase Your Influence, Impact, and Success told me how seven women entrepreneurs were building their businesses through thought leadership. A couple of women I know have built their businesses by helping others build their businesses. Entrepreneurs, such as Karen Barbour of The Barbour Group and Sandra Wilkin of Bradford Construction advocate at the local, state, and federal government about the importance of small businesses.

9. Women are starting to blow out their networks
Women are beginning to get the importance of networking: The bigger and more diverse your network the more likely your business is to break revenue barriers. I’ve written about some exceptional women networkers and the tactics they use. Using social networks isn’t just one of my favorite ways to build your network. With money drying up for small businesses during the financial crisis, Dara Albright of Crowdnetic, knew innovation was needed and she wanted to be a part of it. She used LinkedIn to meet people who would eventually become the movers and shakers in the crowdfinance industry. She launched NowStreet, which is a media and event company specializing in crowdfinance. The company was bought last year by Crowdnetic.

A new class of networkers is emerging and they are called “super connectors.” Here are four secrets from Judy Robinett, the grande dame of super connectors. Her book, How to Be a Power Connector: the 5-50-150 Rule for Turning Your Business Network into Profits, will be coming out in May.

10. Women never stop learning
Every entrepreneur I know has built a successful business on the many varieties of learning available. Admitting that you don’t know everything — and never will — is key to growth. Interestingly, self development is one of those areas in which women outshine men, according to Zenger Folkman’s research. Women share, and some women who have built $10 million plus businesses shared their secrets. You can learn a lot from trailblazers. Women listen, read business books and publications, and attend professional development training, etc. We are also learning to seek outside counsel frommentors, sponsors and advisors, and participate in peer advisory groups.

11. Some women use failure as a launching pad to success
Women tend to be perfectionists. Speaking about failure goes against our grain. But, the truth is, no one will succeed all the time. We learn more from our failures than our successes. Kudos to Sallie Krawcheck for publicly talking about being fired from two big jobs. Even better, she didn’t hide afterwards. She picked herself up, dusted herself off, and bought 85 Broads – a networking organization for women who want to advance their careers.

You can help shatter the glass ceiling for women entrepreneurs by providing expert advice, opening your Rolodex, and even your wallet.

If you would like to receive updates on the Gender-Global Entrepreneurship Development Index (Gender-GEDI) and case studies written by Geri Stengel, please complete this form. Case studies will provide real-life examples of how 10 women in the U.S. overcame barriers identified in Gender-GEDI to found and run high-growth companies. The case studies also will be codified into lessons learned and best practices.

Six Lessons Every Entrepreneur Can Learn From Monopoly!


Monopoly has been a hit for generations, with most everyone having played at least one of the many versions of it at some point. But the Parker Brothers game isn’t just for family game night or a late-night session in college. Monopoly has a lot to teach entrepreneurs about starting a successful business.

Below are six lessons an entrepreneur, or any businessperson for that matter, can learn from Monopoly.

1. Risks should be taken early whenever possible.

In Monopoly, it’s smart to buy as much property as possible from the start to increase your chances of owning at least one full set of the same colored properties before the game is over. Similarly, in business, those who start investing earlier often do better in the long run.

2. Negotiation and persuasion skills are essential.

There are times in Monopoly when a trade is necessary to get ahead. However, you may run up against an owner of the property you want who is benefiting from it and doesn’t want to part with it. Your task then becomes convincing the owner that what you have to offer in return will somehow be more beneficial. Seeing both sides and maneuvering around another party’s wants and demands are all skills that come into play in many business settings.

3. Diversification is key.

With a large variety of properties, you open yourself up to more streams of revenue and a lesser chance of failing because of one bad investment gone bad. Everyone wants Park Place and Boardwalk, but there’s value in owning more than just the top-notch properties. Likewise, when it comes to investing in anything – whether it’s a product line, a supplier, or, in some cases, employees – the more variety, the better.

4. Money should be set aside for uncertainties.

Despite how lucrative an investment may seem, it’s crucial to keep a financial cushion, as you never know how the game, or life, will turn. In Monopoly, there are taxes, penalties, unexpected trips to jail and all sorts of uncertainties that pop up. To play well, you need to keep a good chunk of the colored money at the ready in case your opponents get lucky. Real life business management is no different. You have to keep money set aside for unforeseen expenses.

5. Always understand ROI.

Being able to assess the return on investment is essential in the business world and in Monopoly. In the game, buying lots of properties can yield great results, but you should always know at what cost. You shouldn’t make purchases blindly or without have an idea of what your next move will be. Will buying a lesser property give you the funds you need, if you are low on cash, or should you hold out for something more lucrative? Is it worth your to keep track of a property that won’t generate much in earnings? Just the same, when making business decisions, you have to evaluate your probable gain as well as the expense and time needed to get it.

6. Instant gratification isn’t always what’s best.

Sometimes, the fastest decisions aren’t the wisest ones. It’s exciting to make progress early in the game, but don’t make bad choices just because you want to feel like a winner. In Monopoly and in business, the true winner is the one whose overall decision-making leads to the best outcome. Those who base their choices on one-upping others just for the sake of it – and for the sake of the business overall – will fail.

  –Daniela Baker: has a passion for small business and parenting, she blogs at CreditDonkey

Image Credit: www.bankers-anonymous.com